Steps to consider when Buying a Home!
I’ll be supporting and assisting you every step of the way. It is my duty to make the process of purchasing a home in Winnipeg stress-free, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I’ll help you prepare so that sellers perceive you as a preferred buyer!
Step 1: Find a professional and experienced Real Estate Agent.
Having sold homes in Winnipeg now for 12 years, I have my finger on the pulse of the Winnipeg real estate market, and know neighborhood values inside and out. I will help you determine which properties are fairly-priced and in good condition before you start your search.
Step 2: Apply for a preapproved mortgage
A pre-approved mortgage can be very helpful because it sets your maximum budget from the outset. Pre-approval gives you substantial leverage: sellers immediately see you as a serious buyer. Not only will you know the exact price range you can afford, but I will also be able to negotiate a better deal and move more quickly when you see a Winnipeg house you like.
Step 3: Use tax incentives
If you are a first time home buyer, you are eligible for certain tax incentives to facilitate your home purchase. The Home Buyer’s Plan (HBP) allows you to withdraw up to $30,000 tax-free from your RRSP to use toward a down payment. The First Time Home Buyer’s Tax Credit allows you to claim up to $5,000 toward a qualifying home purchase.
Step 4: Budget for extras.
The list price of your desired home is a large expense, but it’s only one of many. Make sure you account for extra costs – everything from paying a moving company to title insurance the set-up fees for utilities in the new home. Always set aside funds to pay for closing costs as well.
Let Me Find the Perfect Winnipeg Home for You!
Buying a home can be a very time-consuming process to view every home available that meets your needs. I can do much of the work for you, by establishing your needs, then reviewing a range of properties and advising you of potential matches. Comprehensive knowledge of the available homes in your Winnipeg neighborhood is one of my strongest assets.
Once you’ve been pre-approved and know what price range you plan to stay within, I can help you determine which properties fit your needs and wants, using the (MLS) Multiple Listing Service system.
Start your search now – and view my current listings!